FinCalc IndiaFinance Calculator: EMI & SIP
Every Indian finance calculator you need, in one app.
Loans, FD and RD, post-office schemes, mutual funds, income tax, retirement, insurance and bonds. Clear results with reports, tables and charts.
- Category
- Finance
- Price
- Free
- Calculators
- 40+
- Works on
- Phones & tablets
What's inside.
Everything FinCalc India does, without the clutter.
Smarter loans
EMI and advanced EMI with prepayment analysis, plus loan comparison and eligibility.
- Prepayment analysis
- Loan comparison
- Loan eligibility
Savings & deposits
FD, RD and post-office schemes, with FD/RD rate sync for supported banks.
- FD & RD
- PPF, SSA, SCSS, NSC, KVP
- Bank rate sync
Invest & retire
Plan SIPs, SWPs and lumpsums, and work out your NPS, EPF and retirement numbers.
- SIP, SWP, ELSS, lumpsum
- NPS, EPF, VPF, APY
- Retirement planner
Tax, made clearer
Estimate income tax under both old and new regimes, and more.
- Old & new regime
- TDS & HRA exemption
- 80C tracker & salary
Reports you can share
Yearly and monthly breakdowns, easy charts, and PDF reports.
- Breakdown tables
- Visual charts
- Save, share & export PDF
Your language
Supports multiple Indian languages, plus a dark mode for late-night planning.
- Indian languages
- Dark mode
- Phones & tablets
Take a look.
Work out your EMI.
Slide to set the loan amount, interest rate and tenure. In the app you also get prepayment analysis, loan comparison and a full repayment schedule.
Estimates only. The app adds prepayment analysis, loan comparison and full schedules.
41 calculators. One app.
Grouped the way you think about your money.
Bank
6 calculators- EMI Calculator
- Advanced EMI (prepayment)
- FD – Interest payout (TDR)
- FD – Cumulative (STDR)
- Recurring Deposit (RD)
- Loan Comparison
Post Office
8 calculators- PPF
- Sukanya Samriddhi (SSA)
- Senior Citizens Savings (SCSS)
- Kisan Vikas Patra (KVP)
- Monthly Income Scheme (MIS)
- Post Office RD
- Time Deposit (TD)
- NSC
Mutual Funds
5 calculators- SIP
- SWP
- ELSS
- Lumpsum
- SIP vs Lumpsum
Retirement
5 calculators- NPS
- EPF
- VPF
- Atal Pension Yojana (APY)
- Retirement Planner
Tax
5 calculators- Income Tax (old & new regime)
- TDS
- HRA Exemption
- 80C Deductions Tracker
- Salary Calculator
Insurance
3 calculators- Term Insurance Need
- Health Premium Estimator
- LIC Maturity Estimator
Bonds
3 calculators- Floating Rate Savings Bonds
- Sovereign Gold Bonds
- 54EC Capital Gain Bonds
General
6 calculators- Inflation
- CAGR
- Rule of 72
- Goal Planner
- Loan Eligibility
- Gratuity
Your data stays yours.
How FinCalc India handles your information, in plain words.
Calculated on your phone
Core calculations are processed locally on your device.
Saved locally
Save results on your device, and share them only when you choose.
Why internet?
It's used for ads, opening links and syncing publicly available FD/RD rates for supported banks.
Is the app free?
Yes. Financial Calculator India is free to download.
Which calculators are included?
More than 40, across banking, post office schemes, mutual funds, retirement, tax, insurance, bonds and general tools. See the full list above.
Does the income tax calculator support the new regime?
Yes. It supports both the old and the new tax regime.
Are FD and RD rates up to date?
The app can sync the latest publicly available FD/RD rates for supported banks.
Can I save or share a result?
Yes. Save results on your device, share them through your phone's share options, or export supported reports as PDF.
Please note: The calculators are for guidance, education and planning only. Results depend on the inputs, assumptions, rates and rules used. Interest rates, scheme rules, tax laws and financial regulations may change. Please make your own assessment and consult a qualified financial, tax, insurance or legal professional before making financial decisions.
Plan your money with confidence.
40+ calculators built for India, free on Google Play.
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